Pension Loan

Loans for Pensioners Receiving their Pension at UNIBank

Loan amount

Maximum MKD 180,000

Repayment period 

Up to 36 months 

Nominal interest rate


Calculation method


Expenses and commissions 
  • one-time commission of 2% of the loan approved
  • loan application review and processing fee of 600.00 denars
Approval period

Three business days 

Manner of use of funds


Use of funds

Any purpose 

Early repayment penalty

0% of the early repaid amount

  • Up to MKD 60,000 - one guarantor
  • From MKD 60,001 to MKD 180,000 - two guarantors