Investment loans

Investment loans

UNIBank AD grants loans for financing your needs of purchasing enterprises, parts or shares of companies, real estates, equipment, reconstruction and enlargement as well as project financing.


Conditions

  • amount
    The maximum loan amount depends on the client’s needs and business, and the collateral type and value.
  • period
    Generally, the settlement period of the loan for investment purposes is up to 5 year.
  • interest rate 
    The interest rates are determined depending on the business, solvency of the loan applicant as well as on the provided collateral, and they vary in an interval from 6.5% up to 16% on an annual level. Depending on the currency type, the interest rate may be fluctuating determined on the basis of EURIBOR, LIBOR etc.
  • collateral
    UNIBank AD can accept all types of collateral pursuant to the ownership documents and the assessment of the provided collateral, which would cover the debt to the Bank in compliance with the stipulated conditions, but not less than 125%.