Loan of current assets

Loan of current assets

UNIBank AD grants loans for financing your needs for fixed assets.

UNIBank AD enables its clients to use a given amount for a specific purpose, one-off or in installments, within a determined repayment deadline pursuant to the amortization plan and under conditions stipulated by the Bank.


Conditions

  • amount
    The maximum loan amount depends on the client’s needs and business, and the collateral type and value.
  • periode
    Generally, the settlement period for the specific loan of current assets is up to 1 year.
  • interest rate 
    The interest rates are determined depending on the business, solvency of the loan applicant as well as on the provided collateral, and they vary in an interval from 6.5% up to 16% on an annual level.
  • collateral
    UNIBank AD can accept all types of collateral pursuant to the ownership documents and the assessment of the provided collateral, which would cover the debt to the Bank in compliance with the stipulated conditions, but not less than 125%.