Tariff of Fees and Commissions for Payment Operation Services Rendered by UNIBanka AD Skopje

BUSINESS

2.  

BANK ACCOUNTS

  

2.1.

Opening an account

MKD

Foreign currency

2.1.1.

Opening of an account

No fee

No fee

2.1.2.

Opening of a special purpose account in accordance with the legal regulations (notary public, enforcement agent…)

200 MKD

 

2.1.3.

Urgent opening of an account(by generating an entry in KIBS)

200 MKD

 

2.1.4.

Urgent opening of an account for servicing a term deposit

no fee

no fee

2.2.

Account administration

MKD

Foreign currency

2.2.1.

Monthly account maintenance fee

а

  • Account with no transactions during the month

no fee

no fee

b

  • Account with 1 statement per month

90 MKD

50 MKD

c

  • Account with 2-10 statements per month

290 MKD

50 MKD

d

  • Account withover 10 statements per month

690 MKD

50 MKD

2.2.2.

Request for changing account details 
(status changes and signature specimens)

200 MKD

200 MKD

2.2.3.

Monthly maintenance fee for a tenants’ association account with 1 or more statements

100 MKD

50 MKD

2.2.4.

Inactive account maintenance fee*
* Inactive account is a transaction account with an amount equal to or less than 300 MKD with noactivity on the part of or in favor of the account holder for a period greater than or equal to 24 months.

In the amount of the available balance per account, max 300 MKDper year

2.3.

Closing of an account

MKD

Foreign currency

2.3.1.

Closing of an account upon request of the customer

1,500 MKD

200 MKD

2.3.2.

Closing of an account in compliance with a court order

max 1,500 MKD

max 200 MKD

3.  

CASH TRANSACTIONS

 

3.1.

Cash transactions inMKD

MKD

Foreign currency

3.1.1.

Cash deposited into customer’s account

 

Up to0.25% min 500 MKD 

а

  • before 11 a.m.

no fee

 

b

  • after 11 a.m.

Up to0.06% min 50 MKD

 

3.1.2.

Cash paid from customer’s account

Up to0.40% min 90 MKD

Up to0.35% min 500 MKD

3.2.

Other cash transactions

3.2.1.

Banknote validation

100 MKD

3.2.2.

Replacement of mutilated currency in cash

Actual costs

3.3.

Purchase and sale of foreign currency in cash

3.3.1.

Purchase and sale of foreign currency in cash

no fee

3.4.

Sale of currency in cash to another bank

3.4.1.

Sale of foreign currency in cash to a domestic bank to be transferred to a foreign bank

As agreed

3.4.2.

Exchange of cash in MKD with a domestic bank

0.05%-0.18% based on reciprocity

Notes

For payments over 1.0 mil MKD or equivalent deposited after 14:00 p.m. during the day, the Bank charges 0.1% commission on the payment.

4.   

PAYMENT OPERATIONS IN THE COUNTRY

4.1.

Internal payments within the Bank

E-banking

Branch

4.1.1.

Internal payments

а

  • for orders up to 10,000.00 MKD

8 MKD

25 MKD

b

  • for orders over 10,001.00 MKD

12 MKD

35 MKD

c

  • for orders delivered on a medium/PP53 form

3 MKD

4 MKD

4.2.

Interbank payments

E-banking

Branch

4.2.1.

Payments through MIPS

а

 - order

90 MKD

250 MKD

b

 - order delivered on a medium/PP53 form

80 MKD

100 MKD

4.2.2.

Payments through KIBS

а

 - for orders up to 10,000.00 MKD

12 MKD

35 MKD

b

 - for orders over 10,001.00 MKD

17 MKD

45 MKD

c

 - for orders delivered on a medium/PP53 form

11 MKD

23 MKD

4.2.3.

Payments to nonresidents

а

 - internal

-

0.15% min 100 MKD

b

 - interbank

-

0.15% min 150 MKD

4.3.

Other payment operation services in the country

4.3.1.

Enforcement of court decisions, executive decisions, and other collection orders

1,500 MKD

4.3.2.

Enforcement of a banker’s acceptance

200 MKD

4.3.3.

Blocking/unblocking/correction

300 MKD–per item

4.3.4.

Interest list forcourt decisions, executive decisions, and other collection orders

50 MKDper calculation

4.3.5.

Partial enforcement of a Decision

 

а

 - orders through MIPS

250 MKD

b

 - orders through KIBS

100 MKD

4.3.6.

Promissory note

 

а

 - Enforcement of a promissory note

1,000 MKD

b

 - submitting a promissory note for collection (the submission fee is charged to the creditor submitting the promissory note)

500 MKD

c

 - withdrawal of a promissory note by the creditor (the withdrawal fee is charged to the creditor)

500 MKD

4.3.7.

Specific queries sent to MIPS

100 MKD + actual costs

4.3.8.

Specific queries sent to KIBS

100 MKD + actual costs

4.3.9.

Statement for the Public Revenue Office

150 MKDper statement

4.3.10.

Submitting details required by tax enforcement authorities

 

а

 - up to 10 requested details forTax ID/Personal ID numbers

300 MKD

b

 - 11-100 requested details forTax ID/Personal ID numbers

600 MKD

c

 - 101-500 requested details forTax ID/Personal ID numbers

1,000 MKD

d

 - over 500 requested details forTax ID/Personal ID numbers

1,500 MKD

4.3.11.

Certificate including freeze details per account

500 MKDper certificate plus 50 per detail for each decision

4.3.12.

Returning an improperly completed order to the Enforcement Agent

400 MKD

4.3.13.

Solvency Report

300 MKD

 

4.3.14.

Data Report required by a notary public for probate proceedings

300 MKD

 

4.3.15.

Calculation of interest upon customer’s request

200 MKD

 

4.3.16.

Other certificates requested by the customer

300 MKD

 

4.3.17.

Denar Account Movement Report

150 MKD

 

4.3.18.

Fee for obtaining a document copy from the Bank

50 MKDper page

 

4.3.19.

Verification and endorsement of data

100 MKD

 

5.  

INTERNATIONAL PAYMENT OPERATIONS

5.1.

Payments-Nostro remittances

E-banking

Branch

5.1.1.

Internal payments

0.15% min 500 MKD

0.15% min 500 MKD

5.1.2.

Interbank payments

Up to0.20% min 500 MKD

Up to0.30% min 500 MKD

а

  • Payments toPIB ADSofia

Up to0.20% min 500 MKD

Up to0.25% min 500 MKD

5.1.3.

Change of instructions

500 MKD

5.1.4.

Cost of a SWIFT transfer

250 MKD

5.1.5.

Foreign bank charges

a

 - SHA/BEN

According to Tariff item 5.1.2.

b

- OUR up to 2,000.00 EUR

20 EURin denar equivalentat the mid-rate ofNBRM

c

- OUR over 2,001.00 EUR

30 EURin denar equivalentat the mid-rate ofNBRM

5.1.6.

Refunding at the customer’s request from the customer’s temporary account

Up to0.30% min 500 MKD

5.2.

Conditional remittances

5.2.1.

Conditional remittances

0.40% min 500 MKD

5.3.

Collections–Loro remittances

5.3.1.

From another bank

Up to0.10% min 300 MKD

 - own foreign currency from another domestic bank

no fee

5.3.2.

From an FX account in the Bank–internal transaction

0.10% min 300 MKD

5.3.3.

Payment in MKD to a resident from a nonresident from a UNIBank’s MKD account

0.1% min100 MKD

5.3.4.

Undistributed foreign currency inflow within the specified legal time limit

300 MKD

5.3.5.

Payment transfer to a paying bank in RM (SHA)

 

а

 - Up to 5,000 EUR

615 MKD

b

 -   5,000 -10,000 EUR

915 MKD

c

 - over 10,000 EUR

0.1% min 915 MKDmax 6,000 MKD

5.4.

Other international payment services

5.4.1.

Payment cancellation upon customer’s request

500 MKD + actual costs

5.4.2.

Urgent payment

0.05% min 200 MKD

а

 - urgent payment toPIB-Sofia

no fee

5.4.3.

Outgoing enquiries upon customer’s request

а

 - for nostro remittances

1,200 MKD + actual costs

b

 - for loro remittances

1,200 MKD + actual costs

5.4.4.

Preparing loan applications–notifying customer of the Bank

4,000 MKD + ДДВ

5.4.5.

Acting upon loan applications - notifying customer of the Bank

500 MKD + ДДВ

5.4.6.

Invalid or missing IBAN

500 MKD

5.4.7.

Refund from the Bank after making a claim

20 EUR

5.4.8.

Preparation of a draft Letter of Credit/Guarantee - charged only in case the instrument is not issued

1,000 MKD

5.4.9.

Statement for the Public Revenue Office

150 MKDper statement

5.4.10.

FX Account Movement Report

150 MKD

5.4.11 

Documentary collection (loro and nostro)          

0.4% min. 500 MKD

 

In case the loro remittance is designated as "OUR" and the foreign bank has introduced a commission limit, the difference between the fee amount specified in the Tariff and the amount received by the foreign bank is charged by the Bank from the customer’s account.



PERSONAL


12.

ACCOUNTS

12.1

Transaction accounts

 

12.1.1.

Opening of a Denar/FX account 
Urgent opening of a MKDaccount   
(by generating an entry in KIBS)

No fee
100 MKD

12.1.2.

Monthly account maintenance including:

  • Monthly maintenance of MKD and currency accounts

(for accounts with 1 statement per month)

  • Debit cards (MasterCard and Visa)
  • Delivery of statements by email

 

15 MKD

12.1.3.

Monthly account maintenance including:

  • Monthly maintenance of MKD and currency accounts

(for accounts with 2 or more statements per month)

  • Debit cards (MasterCard and Visa)
  • Delivery of statements by email

 

30 MKD

12.1.4.

Monthly donations account maintenance

No fee

12.1.5.

Inactive account maintenance fee*
* Inactive account is a transaction account with an amount equal to or less than 300 MKD with noactivity on the part of or in favor of the account holder for a period greater than or equal to 24 months.

In the amount of the available balance per account, max 300 MKDper year

13.

CASH TRANSACTIONS

MKD

FOREIGN CURRENCY

13.1.

Cash receipt

No fee

No fee

13.2.

Cash payment

  • Up to 5,000 EUR
  • Over 5,000.01 EUR

0.10% min 20 MKD

 

0.10% min 50 MKD
0.35%

13.3.

Term deposit payment

No fee

No fee

13.4

Early term deposit payment

  • Up to 5,000 EUR
  • Over 5,000.01 EUR

0.10% min 20 MKD

 

0.10% min 50 MKD
0.35%

14.

NONCASH TRANSACTIONS

14.1

Payments in the country

E-Banking

Branch

14.1.1.

Internal payments

  • Up to 10,000 MKD
  • Over 10,000 MKD

No fee

 

25 MKD
30 MKD

14.1.2.

MIPS

100 MKD

200 MKD

14.1.3.

KIBS payments

  • Up to 10,000 MKD
  • Over 10,000 MKD

10 MKD

 

35 MKD
45 MKD

14.2

International payments

E-Banking

Branch

14.2.1.

Inflows

 

 

а

  • Salaries and pensions

No fee

b

  • Other payments

0.1% min 300 MKD

c

  • Own foreign currency from other domestic banks

No fee

14.2.2.

Payments

 

 

а

  • Internal payments

0.15% min 500 MKD

0.15% min 500 MKD

b

  • Interbank payments  BEN/SHA                              

0.20% min 300 MKD

0.30% min 600 MKD

c

  • Interbank payments OUR

+ 15 EURup to 2,000 EUR
+ 25 EURover 2,001 EUR

14.2.3.

SWIFT

250 MKD

14.2.4.

Change of instructions

500 MKD

14.2.5.

Urgent payment (currency Т+0)

0.05% min 200 MKD



OTHER CHARGES


17.2.

Other charges

17.2.1.

Change of account/card details

100 MKD

17.2.2.

Closing of a transaction account

200 MKD

17.2.3.

Closing of accounts and enforcement of a probate proceeding decision

1,000 MKD

17.2.4.

Closing of an overdraft for accounts with no salary inflows in a period of 2 months.

300 MKDone-time payment

17.2.5.

Enforcement of court decisions, executive decisions

1,200 MKD + 50 MKDper calculation of interest

17.2.6.

Blocking, unblocking, correction of decision

250 MKDper item

17.2.7.

Partial enforcement of decision

  • KIBS
  • MIPS

 

100 MKD
250 MKD

17.2.8.

Withdrawal of orders delivered through KIBS

150 MKD

17.2.9.

Refund of undistributed inflows

0.30% min 500 MKD

17.2.10.

Foreign currency pension inflows from domestic banks

50 MKDper inflow

17.2.11.

Undistributed foreign currency inflow within the legal time limit

Additional 300 MKD

17.2.12.

Claims and cancellation of international payments

1,200 MKD + foreign expenses

17.2.13.

Safe deposit box rental

  • Small safe deposit box
  • Large safe deposit box

 

250 MKDper month or 2,500 per year
350 MKDper month or 3,500 per year

17.2.14.

Document, verification, and statement copies

50 MKDper page

17.2.15.

Certificates requested by the customer

400 MKD

17.2.16.

Interest calculation requested by the customer

200 MKD

17.2.17.

Statement for the Public Revenue Office

150 MKDper statement

17.2.18.

Electronic banking registration and use

No fee

17.2.19.

Mobile banking registration and use

No fee

17.2.20.

Mobile Token UNI Token

No fee

17.2.21.

Reissuing and unblocking a Mobile Token UNI TokenPIN and reissuing anE-Banking password

300 MKD


18

Cash payments to individuals who are not UNIBank account holders

 

18.1.

Internal payments

  • Up to 5,000 MKD
  • Over 5,000 MKD

 

35 MKD
50 MKD

18.2.

Interbank payments throughMIPS

250 MKD

18.3.

Interbank payments throughKIBS

  • Up to 5,000 MKD
  • Over 5,000 MKD

 

50 MKD
90 MKD

18.4.

Citizenship payments

50 MKD


26.

Fees for using the electronic banking service

26.1.

Electronic banking registration and use

 no fee

26.2.

E-Banking Certificate – issued within 3 days

 2,500 MKD

26.3.

E-Banking Certificate – issued within 1 day

3,000 MKD

26.4.

Certificate renewal for customers who have not carried out transactions through E-Bankingin the last year

As per 25.5. plus 2,000 MKD

26.5.

Digital certificate renewal

 

а

 - valid for one year

1,500 MKD

b

 - valid for two years

2,000 MKD

26.6.

Digital certificate unblocking

 300 MKD

26.7.

Digital certificate reissue

 300 MKD

26.8.

Digital certificate cancellation

 600 MKD

26.9.

Printing hard copies of statements for users of the E-banking service

50 MKDper statement

26.10

Mobile banking registration and use

no fee

26.11

Mobile token reissue

no fee